On my job posting site, I'd hate to have to tell a member that their resume is gone. So I backup daily.
Directions.
1- Cpanel
2- phpMyAdmin
3- Click on your database (not the tables, the actual database link above your tables)
4- in the main window, click Export
5- Choose 'Structure and Data', 'Save as File' and any other features you want
6- submit, choose the location to download and store the textfile on your computer
Repeat as often as you like.
Having good security measures in place is good, but there's nothing like having a solid backup of your database in case all h*ll breaks loose.
Also, from experience I can tell you that the biggest threat comes from within. Backup your database before testing out that new script you wrote. I once zapped a precious table of data with one of my own scripts.
And if you don't have a backup and something goes wrong, your only chance at salvation is to ask the Help Desk if they can rescue you, but you need to ask immediately. And ask nicely.

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